Jun 27, 2019
Cheryl and Jay start off arguing but quickly find common ground in Cheryl’s nerdy status. Other topics covered include setting up an emergency fund and when to consider refinancing. Cheryl is the self-proclaimed Queen of Refinancing – no word yet on whether or not that title comes with a crown. Cheryl and Jay...
Jun 20, 2019
In this week’s episode, Cheryl and Jay answer some listener questions. First up - how should an almost retiree allocate a retirement account? Second, how can a 30 year-old find (and afford) a financial planner?
Jun 13, 2019
The largest piece of retirement legislation since 2006 is about to be enacted – what will it mean for you? RMDs not required until age 72? Even 75? Pretty Good. Loss of the stretch for inherited IRAs? Very Bad. Insurance offered within 401(k) plans? Probably pretty ugly – just like Jay’s nose after the...
Jun 6, 2019
Does your 401(k) offer a Roth option? You may not be aware of it, but these days the majority of plans do. If you have access to a Roth inside your 401(k) when does it make sense to contribute? Finally, what to do with a year of free donuts.